{"id":39,"date":"2019-01-29T19:57:25","date_gmt":"2019-01-29T19:57:25","guid":{"rendered":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/personalized-insurance\/annuities\/"},"modified":"2019-01-29T19:57:25","modified_gmt":"2019-01-29T19:57:25","slug":"annuities","status":"publish","type":"page","link":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/personalized-insurance\/annuities\/","title":{"rendered":"Annuities"},"content":{"rendered":"<p>[main]<br \/>\n\t[contentwrapper class=&#8221;content-wrapper vertical-padding white-bg&#8221;]<br \/>\n\t\t[article class=&#8221;row&#8221;]<br \/>\n\t\t\t[content class=&#8221;large-12 columns&#8221;]<\/p>\n<h1>%WORKCITY% Annuity Plans<\/h1>\n<p>%COMPANY% can help eliminate the worries of outliving your income and savings by offering annuities that are designed to provide a reliable cash flow throughout your retirement. Our %WORKCITY% insurance advisers can help you choose from a range of flexible plans that will allow you to protect your savings and generate a reliable stream of income for your golden years.<\/p>\n<p>\t\t\t[\/content]<br \/>\n\t\t\t[section class=&#8221;large-12 columns&#8221;]<\/p>\n<h2>Why Purchase an Annuity?<\/h2>\n<p>There are various benefits to purchasing an annuity to supplement your retirement including:<\/p>\n<ul>\n<li><i class=\"fa fa-check-square\"><\/i> Guaranteed income for the duration of the annuity<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> No annual limit to contributions<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Prior to withdrawal, all investments into the annuity are tax-deferred<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Beneficiaries are eligible for death benefits<\/li>\n<\/ul>\n<p>\t\t\t[\/section]<br \/>\n\t\t\t[section class=&#8221;large-12 columns&#8221;]<\/p>\n<h3>Basic Types of Annuity<\/h3>\n<p>\t\t\t\t[content class=&#8221;inner-service&#8221;]<\/p>\n<p><strong><u>Fixed Annuities:<\/u><\/strong><\/p>\n<p>Receive a fixed monthly payment for life when you pay upfront. A fixed annuity provides you with a steady income that remains unaffected by market changes.<\/p>\n<p>\t\t\t\t[\/content]<br \/>\n\t\t\t\t[content class=&#8221;inner-service&#8221;]<\/p>\n<p><strong><u>Benefits of a Fixed Annuity:<\/u><\/strong><\/p>\n<ul>\n<li><i class=\"fa fa-check-square\"><\/i> An anticipated return you can count on<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Income growth potential<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Tax deferred growth<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Guaranteed minimum interest rates<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> 100% protection of your accumulated wealth<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Access to your money for unexpected events<\/li>\n<\/ul>\n<p>\t\t\t\t[\/content]<br \/>\n\t\t\t\t[content class=&#8221;inner-service&#8221;]<\/p>\n<p><strong><u>Variable Annuities:<\/u><\/strong><\/p>\n<p>Variable annuities offer guaranteed income for life, in addition to the potential increase earnings from underlying investments. Despite a certain level of risk, this type of annuity offers the chance to significantly boost income while offering flexible payout options.<\/p>\n<p>\t\t\t\t[\/content]<br \/>\n\t\t\t\t[content class=&#8221;inner-service&#8221;]<\/p>\n<p><strong><u>Benefits of a Variable Annuity:<\/u><\/strong><\/p>\n<ul>\n<li><i class=\"fa fa-check-square\"><\/i> Income growth potential<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Guaranteed income<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Protected lifetime income<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Legacy protection<\/li>\n<li><i class=\"fa fa-check-square\"><\/i> Tax advantages<\/li>\n<\/ul>\n<p>\t\t\t\t[\/content]<br \/>\n\t\t\t[\/section]<br \/>\n\t\t\t[section class=&#8221;large-12 columns&#8221;]<\/p>\n<h3>Annuity Payout Options<\/h3>\n<p>There are two primary forms that annuity payouts can take. Both have unique benefits, and drawbacks.<\/p>\n<ol>\n<li>Life Annuity; this format of annuity offers the highest income, but can\u2019t be paid out to a beneficiary in the event of recipient death. There are numerous factors that may influence your maximum and minimum payments including age, sex, current interest rates, and cost of living.<\/li>\n<li>Term Certain Annuity; this format is payable for a fixed time that is decided by the purchaser of the annuity. The minimum and maximum payments of this format can also fluctuate based on a variety of factors.<\/li>\n<\/ol>\n<p>\t\t\t[\/section]<br \/>\n\t\t[\/article]<br \/>\n\t\t[contentinner class=&#8221;row&#8221;]<br \/>\n\t\t\t[content class=&#8221;large-12 columns&#8221;]<\/p>\n<p><strong>Consult with a %COMPANY% adviser in %WORKCITY% to answer any of your insurance and annuity questions. We look forward to hearing from you!<\/strong><\/p>\n<p>\t\t\t[\/content]<br \/>\n\t\t\t[content class=&#8221;large-4 medium-6 medium-centered columns strip-padding&#8221;]<br \/>\n\t\t\t\t<a href=\"\/wp\/request-a-quote\/\" class=\"button cta-button2\">Book an appointment with us today<\/a><br \/>\n\t\t\t[\/content]<br \/>\n\t\t[\/contentinner]<br \/>\n\t[\/contentwrapper]<br \/>\n[\/main]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[main] [contentwrapper class=&#8221;content-wrapper vertical-padding white-bg&#8221;] [article class=&#8221;row&#8221;] [content class=&#8221;large-12 columns&#8221;] %WORKCITY% Annuity Plans %COMPANY% can help eliminate the worries of outliving your income and savings by offering annuities that are designed to provide a reliable cash flow throughout your retirement. Our %WORKCITY% insurance advisers can help you choose from a range of flexible plans that [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":24,"menu_order":14,"comment_status":"open","ping_status":"open","template":"","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-39","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/pages\/39","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/comments?post=39"}],"version-history":[{"count":0,"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/pages\/39\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/pages\/24"}],"wp:attachment":[{"href":"https:\/\/ambitious-maroon-buffalo.152-53-31-58.cpanel.site\/wp\/wp-json\/wp\/v2\/media?parent=39"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}